Yesterday was quite a day.  Farrah Fawcett passed away after a long battle with cancer.  Michael Jackson died after an unexpected coronary event.  The big take-away for me was that illness can hit any of us at any time.

Ironically yesterday also brought a letter from my health insurance company.  My health insurance premiums are going to increase by almost 20%.

After thinking about it all night, and doing a little insurance plan research, I’ve come up with a two-part plan.  The first part of the plan deals with my health insurance.  If I go with a plan that has a $3,000 deductible then I’ll save about $3,000 in health insurance premiums.  So if I get sick, my out of pocket will be about the same with this new plan.  But if I’m healthy, then I’ll be money ahead.

Part two of the plan is that I want to remember to enjoy the moment. Life is precious and meant to be savored.