I try to be frugal.  I try not to be decadent.  But sometimes it’s just hard.  It seems like fate is against me.  Take today for example.  A new store opened at the mall near my house.  It’s called New York Cupcakes.  How can I say no to the yummy decadence of a chocolate cupcake topped with peanut butter icing?

I’ll confess right now.  I said “Yes!” to that cupcake and I don’t regret it at all.